Our Mission
At LM Insolvency & Advisory, our mission is simple:
To deliver expert, compassionate, and trustworthy insolvency advice that empowers individuals and businesses to navigate financial difficulty with clarity, dignity, and confidence, at every stage of the journey.
We combine decades of regulated experience with a genuinely personal approach, helping clients make informed decisions during their most challenging times. Whether we’re identifying viable solutions, protecting stakeholder interests, or maximising recovery, our goal is to turn financial crisis into an opportunity for a fresh start.
We don’t just manage insolvency procedures—we guide people through life-defining decisions with the empathy, expertise, and integrity they deserve when the stakes are high and the pressure is real.
1. Expertise Over Assumptions
We’re not generalists. We’re regulated insolvency specialists with deep expertise in restructuring, advisory, and formal appointments—from Big Four experience to boutique practice. No shortcuts. No guesswork. Just sound, strategic guidance when it matters most.
Core Values
2. People Before Process
Every client’s situation is different—sometimes the goal is recovery and turnaround, other times it’s a dignified and orderly closure. We take the time to understand your circumstances, priorities, and what a successful outcome means to you. Our advice is always shaped by your goals, not by ticking boxes or chasing fees.
3. Proactive Intervention
Insolvency advice is most powerful when it’s early. We don’t wait for a crisis to escalate. If we see an opportunity to improve your position, preserve value, or protect your future, we act. That’s the difference between a reactive service provider and a true advocate in your corner.
4. Integrity & Transparency
We deal in facts, not false hopes. Clients trust us during their most vulnerable moments, and we honour that trust with straight-talking advice, realistic expectations, and an unwavering commitment to doing what’s right for you, your creditors, and all stakeholders involved.
5. Your Decision, Our Support
There’s no one-size-fits-all answer. Our role is to equip you with clear, comprehensive insights—so you can choose the best path forward for your situation. No pressure, no pre-set agendas. Just informed, empowered decision-making with our full support.
6. Dignity & Discretion
Financial distress affects good people and good businesses. We treat every client with respect, professionalism, and strict confidentiality, leveraging our trusted reputation, regulatory relationships, and extensive network to manage your situation with care and discretion.
Meet the Founder: Lucinda Matkin
Chartered Accountant | Licensed Insolvency Practitioner | Founder of LM Insolvency
I'm Lucinda Matkin, and I founded LM Insolvency & Advisory in 2012 with one clear goal: to create a practice that combines the technical excellence of the big firms with the empathy, flexibility, and personal support that clients truly need when facing financial uncertainty.
After years working at leading firms like PriceWaterhouseCoopers (PwC) and Duff & Phelps, I saw the power of rigorous insolvency expertise—but also the limitations of large, impersonal systems. I wanted to offer something better.
Why I Started LM Insolvency
I created LM Insolvency to offer:
The standards and insight of a top-tier firm
The warmth, honesty, and responsiveness of a true personal adviser
A safe space where clients feel listened to, not judged
Whether I’m helping a business close responsibly, guiding a director through restructuring, or supporting an individual facing overwhelming debt, I bring experience, clarity, and care to every conversation.
You’ll always deal directly with me—and yes, that includes evenings and weekends if that’s when you need reassurance most. Because when you're worrying about your financial future, you need someone who’ll pick up the phone—and help you breathe again.
"My role is to bring calm to chaos. To give you clarity, choices, and confidence—so you can move forward with dignity, whatever that looks like for you."
— Lucinda Matkin
